In Belgium, the tenant of a property is responsible for maintaining and clearing the paths accessing their property; for example, should someone slip on untreated ice, or trip over an uneven pathway and sustain an injury, you as tenant would be liable.
Similarly for dog owners, should your dog jump at someone causing them to fall an injure themselves, they would likely wish to claim from the pet owner for their medical bills.
Families Insurance (Insurance Familial) is one way of protecting yourself and your family members from personal liability claims.
